Medicare Advantage Enrollment Periods
There are specific times when you are allowed to join or switch your Medicare Advantage plan. These time periods are known as Initial Enrollment Period (IEP), Annual Enrollment Period (AEP) and Special Enrollment Period (SEP).
Initial Enrollment Period (IEP)
- You’re newly eligible for Medicare because you turn 65
- You’re newly eligible for Medicare because you’re disabled
- You’re already eligible for Medicare because of disability, and you turn 65
- You Don’t have Medicare Part A coverage and you enroll in Medicare Part B during the Part B General Enrollment Period
- You Have Medicare Part A coverage, and you enroll in Medicare Part B during the Part B General Enrollment Period
Open Enrollment Period (OEP)
- You can change, switch, or drop your current Medicare Advantage Plan
- You can join a Medicare Advantage Plan
- You can also join a Prescription Drug Plan (if your MA plan does have one)
Special Enrollment Periods (SEP)
- You can make changes to your Medicare Advantage when certain events happen in your life, such as if you move or you lose other insurance coverage.
- You can also switch your Medicare Advantage Plan any time during the year as long as you are switching to a 5-star rated Plan.