Additional Options for Senior Insurance
Outside of having Medicare and a supplemental policy there are several other senior insurance options you should consider such as: vision and dental insurance for seniors, long-term care, cancer insurance, life insurance, and other products such as annuities. Please know these products are optional and you are NOT required to purchase these products, but they are instrumental in securing your retirement.
Medicare does not cover dental insurance for seniors, vision or long-term care so we recommend you consider if you can handle the exposures yourself or if insurance is a better option for you. Medicare and cancer coverage is covered; however, 66% of the costs associated with cancer are non-medical which means you would be required to pay these. Life insurance and annuities are a form of investment and should be considered in your retirement planning.