Your Online Resource for Medicare Insurance: Guiding you along the maze of Medicare

Most Popular Medigap Plan

Medicare Supplement Plan F is by far the most popular Medigap Plan. Most people choose the Plan F because this plan has the most coverage when comparing Medicare Supplements. Your basic benefits that are included in all Medigap plans are:

  • Part A co-insurance
  • Part B co-insurance (plans K, L, and N require you to pay a portion)
  • Co-payments for hospital outpatient services
  • First 3 pints of blood each year
  • Hospice Part A co-insurance

Normally the higher the letter, the more coverage you will find. For example, Plan A only offers the basics while Plan B offers the basics plus plays your Part A deductible. Plan F gives you the most coverage possible and includes the following benefits:

  • Basic Benefits
  • Skilled Nursing Facility co-insurance
  • Part A deductible
  • Part B deductible
  • Part B excess (100%)
  • Foreign travel emergency

Most people choose the Plan F because, in most cases, it will pay all of the remaining Medicare covered charges after Medicare has paid. Some just simply enjoy the peace of mind knowing that all they have to pay is their monthly Medicare Supplement premium (and Part B premium) and everything else is taken care of. Others, who may not visit the doctor’s office frequently, may not mind paying their deductibles or co-payments in exchange for a lower premium. Please feel free to give me a call to help you determine which plan is best for you.

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