Your Online Resource for Medicare Insurance: Guiding you along the maze of Medicare

Medicare Pays 80%, What About the Rest?

Medicare provides a large amount of coverage for senior citizens, but it does not cover all of the needs. Generally, Medicare pays 80% of your doctor and/or hospital bills which leaves the rest up to the insured. Many people decide to purchase Medigap Insurance (Medicare Supplement) to fill in the gaps left by Medicare. Medigap Insurance Policies are sold by private insurance companies. The coverage ranges depending on the plan chosen.

Right now, Medigap Insurance Plan F offers the most coverage.

With Plan F your coverage includes

  • Medicare Part A Coinsurance and all costs after hospital benefits are exhausted
  • Medicare Part B Coinsurance or Copayment for other than preventive services
  • Blood (First 3 Pints)
  • Hospice Care Coinsurance or Copayment
  • Skilled Nursing Facility Care Coinsurance
  • Medicare Part A Deductible
  • Medicare Part B Deductible
  • Foreign Travel Emergency (Up to Plan Limits)

Be sure to know all of your options and to explore the benefits of the different Medigap Insurance Policies. We would be more than happy to answer any Medicare questions you have and help you address and concerns you may have. Please feel free to give us a call.